Career Tips & Guidance for Real‑World Success

Whether you’re filing your taxes, thinking about becoming a life coach, or need to upload an online life certificate, you’ll find straight‑forward advice right here. No jargon, just clear steps you can act on today.

Tax Filing Made Simple

The ITR deadline for FY 2024‑25 (AY 2025‑26) is now September 15, 2025. That date moved from July 31 after the CBDT gave us more time for new forms and system upgrades. Miss it, and you’ll pay up to ₹5,000 plus 1% interest each month on any unpaid tax. Don’t panic—belated returns are allowed until December 31, 2025, and revised returns can be filed up to March 31, 2030.

Here’s a quick checklist:

• Gather Form 16, bank statements, and investment proofs.
• Log in to the Income Tax e‑filing portal and select the correct ITR form.
• Enter details, verify the tax calculated, and submit.
• Pay any due tax online before the deadline to avoid penalties.

Doing it yourself saves the cost of a CA and keeps you in control of your finances.

Turning Life Coaching into a Paycheck

Thinking about a career in life coaching? It can be lucrative, but it’s not a get‑rich‑quick scheme. Success depends on building credibility, marketing yourself, and delivering real value.

Start with these steps:

• Get certified from a recognized program – credibility matters to clients.
• Define your niche: career transitions, confidence building, or wellness.
• Create a simple website and use social media to share short coaching videos.
• Offer a free first session to showcase your style and collect testimonials.
• Set clear pricing packages; many coaches charge ₹2,000‑₹5,000 per hour.

Consistency is key. The more you engage with potential clients, the quicker you’ll see income grow. Remember, the biggest investment is your time and effort.

Easy Online Life Certificate for SBI

If you’re a pensioner with SBI, you’ll need an online life certificate every year. The process takes just a few minutes:

• Visit the SBI website and log in with your user ID and password.
• Navigate to the ‘Online Life Certificate’ section and click ‘Retiree Life Certificate’.
• Enter your Aadhaar number, pension account number, and upload a recent photo and signature.
• Submit the form. You’ll receive a unique ID for the certificate.
• Print the certificate and keep a copy for your records.

This avoids the hassle of visiting a branch and speeds up pension payouts.

All these career‑related tasks share a common theme: a clear step‑by‑step plan saves time and reduces stress. Pick the one that matches your current need, follow the checklist, and you’ll stay ahead in your professional life.